VRBO mortgages, also known as vacation rental mortgages or short-term rental mortgages, are a type of financing that is specifically designed for homeowners who are looking to use their property as a short-term rental on platforms like VRBO. These mortgages are designed to meet the unique needs of homeowners who are looking to generate income from their property by renting it out on a short-term basis.

One of the key features of VRBO mortgages is that they typically have more flexible qualification requirements than traditional mortgages. This is because lenders recognize that the income from short-term rentals can be more stable and predictable than traditional rental income. As a result, borrowers who may not qualify for a traditional mortgage due to factors such as a low credit score or high debt-to-income ratio may still be able to obtain a VRBO mortgage.