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VRBO Mortgage

VRBO mortgages, also known as vacation rental mortgages or short-term rental mortgages, are a type of financing that is specifically designed for homeowners who are looking to use their property as a short-term rental on platforms like VRBO. These mortgages are designed to meet the unique needs of homeowners who are looking to generate income from their property by renting it out on a short-term basis.

One of the key features of VRBO mortgages is that they typically have more flexible qualification requirements than traditional mortgages. This is because lenders recognize that the income from short-term rentals can be more stable and predictable than traditional rental income. As a result, borrowers who may not qualify for a traditional mortgage due to factors such as a low credit score or high debt-to-income ratio may still be able to obtain a VRBO mortgage.

Up to
80%
LTV - Purchase
80%
LTV - Rate & Term
75%
LTV - CASH OUT
40, 10Yr I/0
Year Fixed
IO Options
$150K up to $5M

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# Apply For VRBO Mortgage

VRBO Mortgages

Another key feature of VRBO mortgages is that they typically offer higher loan-to-value ratios than traditional mortgages. This means that borrowers can often finance a larger portion of the purchase price of the property with a VRBO mortgage, which can be especially helpful for those who are looking to buy a property specifically for use as a short-term rental.

One potential drawback of VRBO mortgages is that they may come with higher interest rates than traditional mortgages. This is because these loans are considered to be riskier by lenders, due to the unique nature of the short-term rental market. However, for borrowers who are able to qualify for a VRBO mortgage, the higher loan amounts and more flexible qualification standards can make them a good option.

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(866) 382-1466

Testimonials

"Kristin Howard is absolutely best !!!!!!!!! She stayed on top of my deal until closing date.Cant ask for better service . Thank you Kristin"
"Susan is the BEST! I have done several transactions with her and she has always been so helpful and made the process so easy. These can be stressful but with Susan it is always simple. Highly recommend!"
"We had the pleasure of working with Angel Pierro. He was supportive during this entire process and we would 100% use him again! Highly recommend!"
"I am so grateful to Maricris Duke for being so wonderful and helpful during the entire process. As a first time home buyer, I had a lot of questions and doubts but Maricris was there to answer and explain everything to me. Thank you for all the help to get the loan and ass
"We had a very nice experience and had a quick aprroval!"
"Josh Settersten, was AMAZING to work with. Really really good at what he does. Professional, trustworthy, good listener and tries to get you the best deal out there. I learned so much about getting a mortgage from him. He delivered on all fronts. I am glad I had him in my co
"Josh helped tremendously throughout the entire process of purchasing our first home. He was excellent at communicating and overall exceeded our expectations. I would highly recommend working with Josh!"

# Apply For VRBO Mortgage

Why Should You Choose Us?

We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our simple Hard Money Rate Quote.

  • Customer Focused
  • Minimal Documentation
  • In-Houses Controls
  • Best Loan Services
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(866) 382-1466
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States We Lend In

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Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario. Give us a call to see what we can do for you.

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