# Apply For Refinance

Qualified Refinance

A qualified refinance is a type of mortgage refinance transaction that is eligible for certain benefits under the Tax Cuts and Jobs Act of 2017. In order to qualify as a qualified refinance, the transaction must meet certain requirements, including:

  • The refinance must be used to replace the existing mortgage on the property.
  • The refinance must be used to improve the home, such as by making energy-efficient upgrades or repairs.
  • The refinance must not result in a net increase in the amount of the outstanding mortgage debt.
Up to
80%
LTV - Purchase
80%
LTV - Rate & Term
75%
LTV - CASH OUT
30 - 40
Year Fixed
IO Options
$250K up to $8M

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# Apply For Qualified Refinance

Qualified Refinance

Qualified refinances offer several benefits to homeowners, including the ability to deduct the points paid on the refinance loan, as well as the ability to claim a tax credit for certain energy-efficient upgrades or repairs made to the property. Additionally, qualified refinances may be eligible for certain lender incentives, such as reduced interest rates or waived fees.

While qualified refinances can be a good option for homeowners looking to improve their home and reduce their monthly mortgage payments, it is important to carefully consider all of the available options and consult with a financial professional before proceeding with a refinance transaction. By carefully evaluating the costs and benefits of a qualified refinance, homeowners can make an informed decision that is right for their unique financial situation.

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(866) 382-1466

Testimonials

"Josh Settersten, was AMAZING to work with. Really really good at what he does. Professional, trustworthy, good listener and tries to get you the best deal out there. I learned so much about getting a mortgage from him. He delivered on all fronts. I am glad I had him in my co
"Josh helped tremendously throughout the entire process of purchasing our first home. He was excellent at communicating and overall exceeded our expectations. I would highly recommend working with Josh!"
"I can not say enough great things about Brandon Wunder! Our loan was complicated to say the least, and Brandon and his team were there with me every step of the way! With every problem he communicated and found a way to solve them. I was so nervous about this process and Br
"Groves Capital is the BEST!! Before purchasing my home, I spoke with several brokers and it was such a hassle. I mean seriously, the initial broker I was working with made me want to give up on buying a house entirely.. And then Groves Capital came along! This dream team rea
"Great company and an awesome team to make it happen an easy and smooth process thanks guys."
"I had the great pleasure of working with Josh. Not only was he super accommodating but he helped me every step of the way! For me personally, this was the first time I ever bought a home and I can certainly say that without Josh it would not have been as smooth! Thank you ag
"June An is the best! Super attentive, responds quickly, and is always there for you every step of the way. I’ve used him for both second home loan, primary home refi, and heloc loans and every time has been a wonderful experience. He acquired great rates, handled all of my q

# Apply For Qualified Refinance

Why Should You Choose Us?

We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our simple Hard Money Rate Quote.

  • Customer Focused
  • Minimal Documentation
  • In-Houses Controls
  • Best Loan Services
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(866) 382-1466
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# Apply Now!

Our Core Refinancing Service

Whether you’re looking to purchase a new home or refinance your existing home,Groves Capital can provide all the help you need.

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Non-QM Refinance

We know that each client has unique needs; we’ve built a reputation of being able to deliver a broad menu of options to our clients while maintaining great service and timely delivery.

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Investor Refinance

We know that each client has unique needs; we’ve built a reputation of being able to deliver a broad menu of options to our clients while maintaining great service and timely delivery.

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Commercial Refinance

We know that each client has unique needs; we’ve built a reputation of being able to deliver a broad menu of options to our clients while maintaining great service and timely delivery.

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# Apply For Qualified Refinance

States We Lend In

Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario. Give us a call to see what we can do for you.

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(866) 382-1466