A qualified refinance is a type of mortgage refinance transaction that is eligible for certain benefits under the Tax Cuts and Jobs Act of 2017. In order to qualify as a qualified refinance, the transaction must meet certain requirements, including:

The refinance must be used to replace the existing mortgage on the property.
The refinance must be used to improve the home, such as by making energy-efficient upgrades or repairs.
The refinance must not result in a net increase in the amount of the outstanding mortgage debt.

Up to

80%

LTV - Purchase

80%

LTV - Rate & Term

75%

LTV - CASH OUT

30 - 40

Year Fixed
IO Options

$250K up to $8M

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# Apply For Qualified Refinance

Qualified Refinance

Qualified refinances offer several benefits to homeowners, including the ability to deduct the points paid on the refinance loan, as well as the ability to claim a tax credit for certain energy-efficient upgrades or repairs made to the property. Additionally, qualified refinances may be eligible for certain lender incentives, such as reduced interest rates or waived fees.

While qualified refinances can be a good option for homeowners looking to improve their home and reduce their monthly mortgage payments, it is important to carefully consider all of the available options and consult with a financial professional before proceeding with a refinance transaction. By carefully evaluating the costs and benefits of a qualified refinance, homeowners can make an informed decision that is right for their unique financial situation.

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(866) 382-1466

# Apply For Qualified Refinance

Testimonials

"Kristin Howard is absolutely best !!!!!!!!! She stayed on top of my deal until closing date.Cant ask for better service . Thank you Kristin"

"Susan is the BEST! I have done several transactions with her and she has always been so helpful and made the process so easy. These can be stressful but with Susan it is always simple. Highly recommend!"

"We had the pleasure of working with Angel Pierro. He was supportive during this entire process and we would 100% use him again! Highly recommend!"

"I am so grateful to Maricris Duke for being so wonderful and helpful during the entire process. As a first time home buyer, I had a lot of questions and doubts but Maricris was there to answer and explain everything to me. Thank you for all the help to get the loan and ass…

"We had a very nice experience and had a quick aprroval!"

"Josh Settersten, was AMAZING to work with. Really really good at what he does. Professional, trustworthy, good listener and tries to get you the best deal out there. I learned so much about getting a mortgage from him. He delivered on all fronts. I am glad I had him in my co…

"Josh helped tremendously throughout the entire process of purchasing our first home. He was excellent at communicating and overall exceeded our expectations. I would highly recommend working with Josh!"

# Apply For Qualified Refinance

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Our Core Refinancing Service

Whether you’re looking to purchase a new home or refinance your existing home,Groves Capital can provide all the help you need.

Non-QM Refinance

We know that each client has unique needs; we’ve built a reputation of being able to deliver a broad menu of options to our clients while maintaining great service and timely delivery.

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Investor Refinance

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Commercial Refinance

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