The Veteran Administration’s Loan originated in 1944 through the Servicemen’s Readjustment Act; also know as the GI Bill. It was signed into law by President Franklin D. Roosevelt and was designed to provide Veterans with a federally-guaranteed home loan with no down payment. VA loans are made by private lenders like banks, savings & loans, and mortgage companies to eligible Veterans for homes to live in. The lender is protected against loss if the loan defaults. Depending on the program option, the loan may or may not default.

Up to

NA

LTV - Purchase

100%

LTV - Rate & Term

100%

LTV - CASH OUT

30%

Year Fixed
IO Options

County specific

Price range

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# Apply For VA IRRL

Who is eligible for a VA Loan?

In order to be eligible for a VA loan, a borrower must be a military veteran who meets certain eligibility requirements. These requirements include:

Having served a minimum amount of time in the military, depending on the era in which the veteran served. In general, veterans who served during wartime must have served at least 90 consecutive days of active duty, while veterans who served during peacetime must have served at least 181 days of active duty.
Receiving an honorable discharge from the military. Veterans who were discharged under dishonorable conditions or who were separated from the military for other reasons may not be eligible for a VA loan.
Meeting certain income and credit score requirements. In general, VA loan borrowers must have a sufficient income to support the mortgage payments and must have a credit score that is high enough to qualify for a mortgage. The specific income and credit score requirements will vary depending on the lender and the borrower's individual circumstances.

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(866) 382-1466

# Apply For VA IRRL

Testimonials

"Ashley was very helpful and was very pleasant to deal with!"

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"Tyler did an amazing job for me and my family make the process so easy for us we about to close and he help us a lot."

"I am happy to say, my lender Ziona did a wonderful job assisting us, throughout the whole loan process. I highly recommend Ziona, for any future home purchases."

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"Susan is the BEST! I have done several transactions with her and she has always been so helpful and made the process so easy. These can be stressful but with Susan it is always simple. Highly recommend!"

"We had the pleasure of working with Angel Pierro. He was supportive during this entire process and we would 100% use him again! Highly recommend!"

# Apply For VA IRRL

Why Should You Choose Us?

We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our simple Hard Money Rate Quote.

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Whether you’re looking to purchase a new home or refinance your existing home,Groves Capital can provide all the help you need.