Non-QM refinance is a type of mortgage refinance transaction that is designed for borrowers who may not qualify for a traditional mortgage. These loans, which are also known as non-qualifying mortgage refinance or non-QM refinance, are provided by specialized lenders who have experience with providing financing to borrowers who may not meet the strict qualification requirements of traditional mortgage lenders.

One of the key benefits of non-QM refinance is that it can provide access to financing for borrowers who may not qualify for a traditional mortgage. This can be especially helpful for borrowers who may have a low credit score, a high debt-to-income ratio, or other factors that would prevent them from qualifying for a traditional mortgage.

Up to

80%

LTV - Purchase

80%

LTV - Rate & Term

75%

LTV - CASH OUT

30 - 40

Year Fixed
IO Options

$250K up to $8M

Apply Now!

# Apply For Nom-QM Refinance

Non-QM Refinance

Another key benefit of non-QM refinance is that it can provide borrowers with more flexible repayment terms than traditional mortgages. This can be especially helpful for borrowers who may need a longer repayment period or more flexible payment options in order to afford their monthly mortgage payments.

One potential drawback of non-QM refinance is that it can be more expensive than traditional mortgage refinance. This is because non-QM refinance is considered to be riskier by lenders, due to the fact that the borrower may not meet the strict qualification requirements of a traditional mortgage. As a result, non-QM refinance may come with higher interest rates and other costs than traditional mortgage refinance.

Apply Now

(866) 382-1466

# Apply For Nom-QM Refinance

Testimonials

"Kristin Howard is absolutely best !!!!!!!!! She stayed on top of my deal until closing date.Cant ask for better service . Thank you Kristin"

"Susan is the BEST! I have done several transactions with her and she has always been so helpful and made the process so easy. These can be stressful but with Susan it is always simple. Highly recommend!"

"We had the pleasure of working with Angel Pierro. He was supportive during this entire process and we would 100% use him again! Highly recommend!"

"I am so grateful to Maricris Duke for being so wonderful and helpful during the entire process. As a first time home buyer, I had a lot of questions and doubts but Maricris was there to answer and explain everything to me. Thank you for all the help to get the loan and ass…

"We had a very nice experience and had a quick aprroval!"

"Josh Settersten, was AMAZING to work with. Really really good at what he does. Professional, trustworthy, good listener and tries to get you the best deal out there. I learned so much about getting a mortgage from him. He delivered on all fronts. I am glad I had him in my co…

"Josh helped tremendously throughout the entire process of purchasing our first home. He was excellent at communicating and overall exceeded our expectations. I would highly recommend working with Josh!"

# Apply For Nom-QM Refinance

Why Should You Choose Us?

We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our simple Hard Money Rate Quote.

Customer Focused
Minimal Documentation

In-Houses Controls
Best Loan Services

Apply Now

(866) 382-1466

# Apply Now!

Our Core Refinancing Service

Whether you’re looking to purchase a new home or refinance your existing home,Groves Capital can provide all the help you need.

Commercial Refinance

We know that each client has unique needs; we’ve built a reputation of being able to deliver a broad menu of options to our clients while maintaining great service and timely delivery.

Learn More

Qualified Refinance

We know that each client has unique needs; we’ve built a reputation of being able to deliver a broad menu of options to our clients while maintaining great service and timely delivery.

Learn More

Investor Refinance

We know that each client has unique needs; we’ve built a reputation of being able to deliver a broad menu of options to our clients while maintaining great service and timely delivery.

Learn More