# Apply For Refinance

Non-QM Refinance

Non-QM refinance is a type of mortgage refinance transaction that is designed for borrowers who may not qualify for a traditional mortgage. These loans, which are also known as non-qualifying mortgage refinance or non-QM refinance, are provided by specialized lenders who have experience with providing financing to borrowers who may not meet the strict qualification requirements of traditional mortgage lenders.

One of the key benefits of non-QM refinance is that it can provide access to financing for borrowers who may not qualify for a traditional mortgage. This can be especially helpful for borrowers who may have a low credit score, a high debt-to-income ratio, or other factors that would prevent them from qualifying for a traditional mortgage.

Up to
80%
LTV - Purchase
80%
LTV - Rate & Term
75%
LTV - CASH OUT
30 - 40
Year Fixed
IO Options
$250K up to $8M

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# Apply For Nom-QM Refinance

Non-QM Refinance

Another key benefit of non-QM refinance is that it can provide borrowers with more flexible repayment terms than traditional mortgages. This can be especially helpful for borrowers who may need a longer repayment period or more flexible payment options in order to afford their monthly mortgage payments.

One potential drawback of non-QM refinance is that it can be more expensive than traditional mortgage refinance. This is because non-QM refinance is considered to be riskier by lenders, due to the fact that the borrower may not meet the strict qualification requirements of a traditional mortgage. As a result, non-QM refinance may come with higher interest rates and other costs than traditional mortgage refinance.

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(866) 382-1466

Testimonials

"Josh Settersten, was AMAZING to work with. Really really good at what he does. Professional, trustworthy, good listener and tries to get you the best deal out there. I learned so much about getting a mortgage from him. He delivered on all fronts. I am glad I had him in my co
"Josh helped tremendously throughout the entire process of purchasing our first home. He was excellent at communicating and overall exceeded our expectations. I would highly recommend working with Josh!"
"I can not say enough great things about Brandon Wunder! Our loan was complicated to say the least, and Brandon and his team were there with me every step of the way! With every problem he communicated and found a way to solve them. I was so nervous about this process and Br
"Groves Capital is the BEST!! Before purchasing my home, I spoke with several brokers and it was such a hassle. I mean seriously, the initial broker I was working with made me want to give up on buying a house entirely.. And then Groves Capital came along! This dream team rea
"Great company and an awesome team to make it happen an easy and smooth process thanks guys."
"I had the great pleasure of working with Josh. Not only was he super accommodating but he helped me every step of the way! For me personally, this was the first time I ever bought a home and I can certainly say that without Josh it would not have been as smooth! Thank you ag
"June An is the best! Super attentive, responds quickly, and is always there for you every step of the way. I’ve used him for both second home loan, primary home refi, and heloc loans and every time has been a wonderful experience. He acquired great rates, handled all of my q

# Apply For Nom-QM Refinance

Why Should You Choose Us?

We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our simple Hard Money Rate Quote.

  • Customer Focused
  • Minimal Documentation
  • In-Houses Controls
  • Best Loan Services
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(866) 382-1466
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# Apply Now!

Our Core Refinancing Service

Whether you’re looking to purchase a new home or refinance your existing home,Groves Capital can provide all the help you need.

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Commercial Refinance

We know that each client has unique needs; we’ve built a reputation of being able to deliver a broad menu of options to our clients while maintaining great service and timely delivery.

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Qualified Refinance

We know that each client has unique needs; we’ve built a reputation of being able to deliver a broad menu of options to our clients while maintaining great service and timely delivery.

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Investor Refinance

We know that each client has unique needs; we’ve built a reputation of being able to deliver a broad menu of options to our clients while maintaining great service and timely delivery.

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# Apply For Nom-QM Refinance

States We Lend In

Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario. Give us a call to see what we can do for you.

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(866) 382-1466