# Apply For Refinance

Non-QM Refinance

Non-QM refinance is a type of mortgage refinance transaction that is designed for borrowers who may not qualify for a traditional mortgage. These loans, which are also known as non-qualifying mortgage refinance or non-QM refinance, are provided by specialized lenders who have experience with providing financing to borrowers who may not meet the strict qualification requirements of traditional mortgage lenders.

One of the key benefits of non-QM refinance is that it can provide access to financing for borrowers who may not qualify for a traditional mortgage. This can be especially helpful for borrowers who may have a low credit score, a high debt-to-income ratio, or other factors that would prevent them from qualifying for a traditional mortgage.

Up to
80%
LTV - Purchase
80%
LTV - Rate & Term
75%
LTV - CASH OUT
30 - 40
Year Fixed
IO Options
$250K up to $8M

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# Apply For Nom-QM Refinance

Non-QM Refinance

Another key benefit of non-QM refinance is that it can provide borrowers with more flexible repayment terms than traditional mortgages. This can be especially helpful for borrowers who may need a longer repayment period or more flexible payment options in order to afford their monthly mortgage payments.

One potential drawback of non-QM refinance is that it can be more expensive than traditional mortgage refinance. This is because non-QM refinance is considered to be riskier by lenders, due to the fact that the borrower may not meet the strict qualification requirements of a traditional mortgage. As a result, non-QM refinance may come with higher interest rates and other costs than traditional mortgage refinance.

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(866) 382-1466

Testimonials

"I had a great experience working with Groves Capital. Chris and his team were extremely helpful and responsive throughout the entire process. They made the whole experience easy and stress-free. I highly recommend Groves Capital for any mortgage needs!"
"We felt very supported in our loan and made the process very easy. Thank you to Chris and his team for the excellent communication and support."
"Josh Settersten is fantastic!! My husband I had the pleasure working with Josh via our first home buying experience, and he made it such an easy process! He was always quick to respond to any of our questions and kept us updated throughout the entire process. We are beyond g
"I worked with Kristin Howard to refi my home and she made the process so easy! She is very knowledgeable and experienced and was able to answer all of my questions. She got me a great rate and saved me a ton of money. I highly recommend Groves Capital for your home loan need
"Desmond, Experience in finding the right solution to getting a home loan was outstanding. His commitment to detail shows that he has his clients best interest at hand. Trust is the most important things when it come to getting a loan and providing personal information. Thank
"Mike Reeves was absolutely amazing. The best loan officer I could have asked for. He was there every single step of the process and answered all my questions immediately. I would HIGHLY recommend him to anyone looking to purchase! Great attitude, can do it spirit, and very k
"I recently had the pleasure of working with Lance Gebhart on my journey to becoming a first-time homeowner, and I cannot express my gratitude enough for the outstanding service he provided. From the initial stages of the homebuying process to well beyond the closing, Lance

# Apply For Nom-QM Refinance

Why Should You Choose Us?

We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our simple Hard Money Rate Quote.

  • Customer Focused
  • Minimal Documentation
  • In-Houses Controls
  • Best Loan Services
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(866) 382-1466
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# Apply Now!

Our Core Refinancing Service

Whether you’re looking to purchase a new home or refinance your existing home,Groves Capital can provide all the help you need.

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Commercial Refinance

We know that each client has unique needs; we’ve built a reputation of being able to deliver a broad menu of options to our clients while maintaining great service and timely delivery.

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Qualified Refinance

We know that each client has unique needs; we’ve built a reputation of being able to deliver a broad menu of options to our clients while maintaining great service and timely delivery.

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Investor Refinance

We know that each client has unique needs; we’ve built a reputation of being able to deliver a broad menu of options to our clients while maintaining great service and timely delivery.

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