# Non-QM Loans

Self Employed

Self-employed individuals often face unique challenges when it comes to obtaining a mortgage loan. Traditional mortgage loans typically require borrowers to provide proof of income, such as pay stubs or tax returns, which can be difficult for self-employed individuals to produce. However, there are now non-QM loan options specifically designed for self-employed borrowers. We'll take a closer look at self-employed non-QM loans and how they can benefit borrowers.

One of the key advantages of self-employed non-QM loans is that they allow borrowers to use alternative forms of income, such as earnings from self-employment, as proof of income. This can make it possible for self-employed individuals who may not have access to traditional income documentation to qualify for a mortgage loan.

Up to
90%
LTV - Purchase
90%
LTV - Rate & Term
80%
LTV - CASH OUT
$150K - $5M
Price Range

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# Apply For Self Employed Loan

Self Employed

Another advantage of self-employed non-QM loans is that they can offer more flexible terms and conditions than traditional mortgage loans. For example, some non-QM loans may allow borrowers to have a higher debt-to-income ratio or a lower credit score than would be required for a conventional mortgage. This can make it possible for self-employed borrowers who may not qualify for a traditional mortgage to obtain financing.

When applying for a self-employed non-QM loan, borrowers will need to provide proof of their self-employment income, such as earnings statements or tax returns. The lender will then review this documentation to determine the borrower's income and financial stability.

It's important to note that self-employed non-QM loans may carry a higher interest rate than traditional mortgage loans, as they are considered to be higher risk. As a result, self-employed borrowers should carefully compare offers from different lenders and consider the total cost of the loan before deciding which option is best for them.

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(866) 382-1466

Testimonials

"Ashley was very helpful and was very pleasant to deal with!"
"Kristin was hands down the most dedicated and hard-working loan specialist I have ever witnessed. I have closed over 10 loans in the last 3 years, and Kristin was hands down the most experienced, knowledgeable and dedicated person I have ever seen. I personally had a pair
"Ziona fue de mucha ayuda para que yo cumpliera mi sueño de ser propietario de casa ella estuvo siempre al pendiente de todo de verdad estoy muy agradecido con ella 100% profesional y comprometida. Muchas Gracias."
"Tyler did an amazing job for me and my family make the process so easy for us we about to close and he help us a lot."
"I am happy to say, my lender Ziona did a wonderful job assisting us, throughout the whole loan process. I highly recommend Ziona, for any future home purchases."
"Kristin Howard is absolutely best !!!!!!!!! She stayed on top of my deal until closing date.Cant ask for better service . Thank you Kristin"
"Susan is the BEST! I have done several transactions with her and she has always been so helpful and made the process so easy. These can be stressful but with Susan it is always simple. Highly recommend!"
"We had the pleasure of working with Angel Pierro. He was supportive during this entire process and we would 100% use him again! Highly recommend!"

# Apply For FHA

Why Should You Choose Us?

We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our simple Hard Money Rate Quote.

  • Customer Focused
  • Minimal Documentation
  • In-Houses Controls
  • Best Loan Services
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# Apply For Self Employed Loan

States We Lend In

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Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario. Give us a call to see what we can do for you.

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(866) 382-1466