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Hard Money

Hard money loans are a type of financing that is typically used by real estate investors to purchase, renovate, and flip properties. These loans, which are also known as private money loans, are provided by private lenders, rather than by traditional banks or other financial institutions.

One of the key features of hard money loans is that they are typically easier to qualify for than traditional mortgages. This is because the loan is secured by the value of the property, rather than by the borrower's personal credit history. As a result, borrowers who may not qualify for a traditional mortgage due to factors such as a low credit score or high debt-to-income ratio may still be able to obtain a hard money loan.

Up to
80%
LTV - Purchase
80%
LTV - Rate & Term
75%
LTV - CASH OUT
30 - 40
Year Fixed
IO Options
$250K up to $8M

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# Apply For Hard Money

Hard Money Loans

Another key feature of hard money loans is that they are typically much faster to obtain than traditional mortgages. This is because hard money lenders are focused on providing financing for real estate investors, and are able to move quickly to provide the funding that is needed. As a result, hard money loans are often a good option for borrowers who need to secure financing quickly in order to take advantage of a real estate investment opportunity.

One potential drawback of hard money loans is that they often come with higher interest rates than traditional mortgages. This is because these loans are considered to be riskier by lenders, due to the fact that they are provided by private individuals rather than by traditional financial institutions. Additionally, hard money loans may have shorter repayment terms and larger origination fees than traditional mortgages.

Overall, hard money loans are a useful financing option for real estate investors who are looking to purchase, renovate, and flip properties. While these loans may come with higher interest rates and other costs, they can provide the quick and flexible financing that is needed to take advantage of investment opportunities in the real estate market.

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(866) 382-1466

Testimonials

"Mike Reeves was absolutely amazing. The best loan officer I could have asked for. He was there every single step of the process and answered all my questions immediately. I would HIGHLY recommend him to anyone looking to purchase! Great attitude, can do it spirit, and very k
"I recently had the pleasure of working with Lance Gebhart on my journey to becoming a first-time homeowner, and I cannot express my gratitude enough for the outstanding service he provided. From the initial stages of the homebuying process to well beyond the closing, Lance
"I had an incredible first experience with Groves Capital. I was thoroughly impressed with Kristin Howard's ability to consider all options to find solutions using her vast knowledge and experience. Despite a few challenges, she always put in the work to find a way forward be
"Very professional and spent the time and effort needed to complete the loan despite many obstacles Kristen Howard NEVER gave up and placed the loan"
"We just bought a house with the help of Chris Mishima! He was our realtor AND our mortgage broker, which are both difficult jobs separately, yet he did them both so well. The odds weren’t always in our favor, and Chris fought hard for us to get the best deal possible. We are
"Ashley was very helpful and was very pleasant to deal with!"
"Kristin was hands down the most dedicated and hard-working loan specialist I have ever witnessed. I have closed over 10 loans in the last 3 years, and Kristin was hands down the most experienced, knowledgeable and dedicated person I have ever seen. I personally had a pair

# Apply For Hard Money

Why Should You Choose Us?

We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our simple Hard Money Rate Quote.

  • Customer Focused
  • Minimal Documentation
  • In-Houses Controls
  • Best Loan Services
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(866) 382-1466
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Whether you’re looking to purchase a new home or refinance your existing home,Groves Capital can provide all the help you need.

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States We Lend In

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Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario. Give us a call to see what we can do for you.

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(866) 382-1466