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Hard Money

Hard money loans are a type of financing that is typically used by real estate investors to purchase, renovate, and flip properties. These loans, which are also known as private money loans, are provided by private lenders, rather than by traditional banks or other financial institutions.

One of the key features of hard money loans is that they are typically easier to qualify for than traditional mortgages. This is because the loan is secured by the value of the property, rather than by the borrower's personal credit history. As a result, borrowers who may not qualify for a traditional mortgage due to factors such as a low credit score or high debt-to-income ratio may still be able to obtain a hard money loan.

Up to
80%
LTV - Purchase
80%
LTV - Rate & Term
75%
LTV - CASH OUT
30 - 40
Year Fixed
IO Options
$250K up to $8M

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# Apply For Hard Money

Hard Money Loans

Another key feature of hard money loans is that they are typically much faster to obtain than traditional mortgages. This is because hard money lenders are focused on providing financing for real estate investors, and are able to move quickly to provide the funding that is needed. As a result, hard money loans are often a good option for borrowers who need to secure financing quickly in order to take advantage of a real estate investment opportunity.

One potential drawback of hard money loans is that they often come with higher interest rates than traditional mortgages. This is because these loans are considered to be riskier by lenders, due to the fact that they are provided by private individuals rather than by traditional financial institutions. Additionally, hard money loans may have shorter repayment terms and larger origination fees than traditional mortgages.

Overall, hard money loans are a useful financing option for real estate investors who are looking to purchase, renovate, and flip properties. While these loans may come with higher interest rates and other costs, they can provide the quick and flexible financing that is needed to take advantage of investment opportunities in the real estate market.

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(866) 382-1466

Testimonials

"Josh Settersten, was AMAZING to work with. Really really good at what he does. Professional, trustworthy, good listener and tries to get you the best deal out there. I learned so much about getting a mortgage from him. He delivered on all fronts. I am glad I had him in my co
"Josh helped tremendously throughout the entire process of purchasing our first home. He was excellent at communicating and overall exceeded our expectations. I would highly recommend working with Josh!"
"I can not say enough great things about Brandon Wunder! Our loan was complicated to say the least, and Brandon and his team were there with me every step of the way! With every problem he communicated and found a way to solve them. I was so nervous about this process and Br
"Groves Capital is the BEST!! Before purchasing my home, I spoke with several brokers and it was such a hassle. I mean seriously, the initial broker I was working with made me want to give up on buying a house entirely.. And then Groves Capital came along! This dream team rea
"Great company and an awesome team to make it happen an easy and smooth process thanks guys."
"I had the great pleasure of working with Josh. Not only was he super accommodating but he helped me every step of the way! For me personally, this was the first time I ever bought a home and I can certainly say that without Josh it would not have been as smooth! Thank you ag
"June An is the best! Super attentive, responds quickly, and is always there for you every step of the way. I’ve used him for both second home loan, primary home refi, and heloc loans and every time has been a wonderful experience. He acquired great rates, handled all of my q

# Apply For Hard Money

Why Should You Choose Us?

We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our simple Hard Money Rate Quote.

  • Customer Focused
  • Minimal Documentation
  • In-Houses Controls
  • Best Loan Services
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(866) 382-1466
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States We Lend In

Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario. Give us a call to see what we can do for you.

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(866) 382-1466