# Non-QM Loans

Gig-Economy

The gig economy, which refers to the growing trend of individuals working temporary or flexible jobs, has created new challenges and opportunities for the mortgage industry. Many gig economy workers do not have traditional forms of income, such as a salary or hourly wage, which can make it difficult for them to qualify for a conventional mortgage loan. However, there are now non-QM loan options specifically designed for gig economy workers. We'll take a closer look at gig economy non-QM loans and how they can benefit borrowers.

One of the key advantages of gig economy non-QM loans is that they allow borrowers to use alternative forms of income, such as earnings from gig economy jobs, as proof of income. This can make it possible for gig economy workers who may not have access to traditional income documentation, such as pay stubs or tax returns, to qualify for a mortgage loan.

Up to
90%
LTV - Purchase
90%
LTV - Rate & Term
80%
LTV - CASH OUT
$150K - $5M
Price Range

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# Apply For Gig-Economy

Gig-Economy

Another advantage of gig economy non-QM loans is that they can offer more flexible terms and conditions than traditional mortgage loans. For example, some non-QM loans may allow borrowers to have a higher debt-to-income ratio or a lower credit score than would be required for a conventional mortgage. This can make it possible for gig economy workers who may not qualify for a traditional mortgage to obtain financing.

When applying for a gig economy non-QM loan, borrowers will need to provide proof of their gig economy income, such as earnings statements or tax returns. The lender will then review this documentation to determine the borrower's income and financial stability.

It's important to note that gig economy non-QM loans may carry a higher interest rate than traditional mortgage loans, as they are considered to be higher risk. As a result, gig economy workers should carefully compare offers from different lenders and consider the total cost of the loan before deciding which option is best for them.

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(866) 382-1466

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"Josh Settersten, was AMAZING to work with. Really really good at what he does. Professional, trustworthy, good listener and tries to get you the best deal out there. I learned so much about getting a mortgage from him. He delivered on all fronts. I am glad I had him in my co
"Josh helped tremendously throughout the entire process of purchasing our first home. He was excellent at communicating and overall exceeded our expectations. I would highly recommend working with Josh!"
"I can not say enough great things about Brandon Wunder! Our loan was complicated to say the least, and Brandon and his team were there with me every step of the way! With every problem he communicated and found a way to solve them. I was so nervous about this process and Br
"Groves Capital is the BEST!! Before purchasing my home, I spoke with several brokers and it was such a hassle. I mean seriously, the initial broker I was working with made me want to give up on buying a house entirely.. And then Groves Capital came along! This dream team rea
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"I had the great pleasure of working with Josh. Not only was he super accommodating but he helped me every step of the way! For me personally, this was the first time I ever bought a home and I can certainly say that without Josh it would not have been as smooth! Thank you ag
"June An is the best! Super attentive, responds quickly, and is always there for you every step of the way. I’ve used him for both second home loan, primary home refi, and heloc loans and every time has been a wonderful experience. He acquired great rates, handled all of my q

# Apply For Gig-Economy

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# Apply For Gig-Economy

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