# Non-QM Loans

Gig-Economy

The gig economy, which refers to the growing trend of individuals working temporary or flexible jobs, has created new challenges and opportunities for the mortgage industry. Many gig economy workers do not have traditional forms of income, such as a salary or hourly wage, which can make it difficult for them to qualify for a conventional mortgage loan. However, there are now non-QM loan options specifically designed for gig economy workers. We'll take a closer look at gig economy non-QM loans and how they can benefit borrowers.

One of the key advantages of gig economy non-QM loans is that they allow borrowers to use alternative forms of income, such as earnings from gig economy jobs, as proof of income. This can make it possible for gig economy workers who may not have access to traditional income documentation, such as pay stubs or tax returns, to qualify for a mortgage loan.

Up to
90%
LTV - Purchase
90%
LTV - Rate & Term
80%
LTV - CASH OUT
$150K - $5M
Price Range

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# Apply For Gig-Economy

Gig-Economy

Another advantage of gig economy non-QM loans is that they can offer more flexible terms and conditions than traditional mortgage loans. For example, some non-QM loans may allow borrowers to have a higher debt-to-income ratio or a lower credit score than would be required for a conventional mortgage. This can make it possible for gig economy workers who may not qualify for a traditional mortgage to obtain financing.

When applying for a gig economy non-QM loan, borrowers will need to provide proof of their gig economy income, such as earnings statements or tax returns. The lender will then review this documentation to determine the borrower's income and financial stability.

It's important to note that gig economy non-QM loans may carry a higher interest rate than traditional mortgage loans, as they are considered to be higher risk. As a result, gig economy workers should carefully compare offers from different lenders and consider the total cost of the loan before deciding which option is best for them.

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"I had a great experience working with Groves Capital. Chris and his team were extremely helpful and responsive throughout the entire process. They made the whole experience easy and stress-free. I highly recommend Groves Capital for any mortgage needs!"
"We felt very supported in our loan and made the process very easy. Thank you to Chris and his team for the excellent communication and support."
"Josh Settersten is fantastic!! My husband I had the pleasure working with Josh via our first home buying experience, and he made it such an easy process! He was always quick to respond to any of our questions and kept us updated throughout the entire process. We are beyond g
"I worked with Kristin Howard to refi my home and she made the process so easy! She is very knowledgeable and experienced and was able to answer all of my questions. She got me a great rate and saved me a ton of money. I highly recommend Groves Capital for your home loan need
"Desmond, Experience in finding the right solution to getting a home loan was outstanding. His commitment to detail shows that he has his clients best interest at hand. Trust is the most important things when it come to getting a loan and providing personal information. Thank
"Mike Reeves was absolutely amazing. The best loan officer I could have asked for. He was there every single step of the process and answered all my questions immediately. I would HIGHLY recommend him to anyone looking to purchase! Great attitude, can do it spirit, and very k
"I recently had the pleasure of working with Lance Gebhart on my journey to becoming a first-time homeowner, and I cannot express my gratitude enough for the outstanding service he provided. From the initial stages of the homebuying process to well beyond the closing, Lance

# Apply For Gig-Economy

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