# Non-QM Loans

Jumbo Loans

Jumbo non-QM loans are a type of mortgage loan that is designed for high-value properties that exceed the conforming loan limits set by government-sponsored enterprises Fannie Mae and Freddie Mac. These loans are considered to be non-qualified mortgages, as they do not meet the strict underwriting guidelines of traditional conforming loans. We'll take a closer look at jumbo non-QM loans and how they can benefit borrowers.

One of the key advantages of jumbo non-QM loans is that they allow borrowers to finance the purchase of high-value properties that may not be eligible for a traditional conforming loan. This can be especially helpful for borrowers who are looking to purchase luxury homes or properties in high-cost areas.

Up to
90%
LTV - Purchase
90%
LTV - Rate & Term
80%
LTV - CASH OUT
$150K up to $5M

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# Apply For Jumbo Loan

Jumbo Loans

Another advantage of jumbo non-QM loans is that they can offer more flexible terms and conditions than traditional conforming loans. For example, some non-QM loans may allow borrowers to have a higher debt-to-income ratio or a lower credit score than would be required for a conforming loan. This can make it possible for borrowers who may not qualify for a traditional conforming loan to obtain financing for a high-value property.

When applying for a jumbo non-QM loan, borrowers will need to provide detailed financial information and documentation, such as tax returns and bank statements. The lender will then review this information to determine the borrower's ability to repay the loan.

It's important to note that jumbo non-QM loans may carry a higher interest rate than traditional conforming loans, as they are considered to be higher risk. As a result, borrowers should carefully compare offers from different lenders and consider the total cost of the loan before deciding which option is best for them.

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"Groves Capital is truly the best in the country. Their team is exceptional, providing outstanding service with unmatched professionalism. Highly recommended!"
"Kristin Howard & Travis Welfle were amazing. They were very responsive and diligent. Kristin walked me through the whole process and made the experience less stressful than I had anticipated. Thank you!"
"I have financed multiple properties with these guys, and it's been amazing every time. The process was seamless. And I got the best possible rate. They are incredibly professional and efficient. Highly recommended."
"John Murdock was such a pleasure to work with he went above and beyond to be sure everything was transparent. He made sure we had the knowledge on what to expect through the loan process. he is definitely an asset to your company. Will definitely use him again when needing f
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"Desmond, Experience in finding the right solution to getting a home loan was outstanding. His commitment to detail shows that he has his clients best interest at hand. Trust is the most important things when it come to getting a loan and providing personal information. Thank
"Mike Reeves was absolutely amazing. The best loan officer I could have asked for. He was there every single step of the process and answered all my questions immediately. I would HIGHLY recommend him to anyone looking to purchase! Great attitude, can do it spirit, and very k
"I recently had the pleasure of working with Lance Gebhart on my journey to becoming a first-time homeowner, and I cannot express my gratitude enough for the outstanding service he provided. From the initial stages of the homebuying process to well beyond the closing, Lance

# Apply For Jumbo Loan

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We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our simple Hard Money Rate Quote.

  • Customer Focused
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