# Non-QM Loans

Super Jumbo

Super jumbo non-QM loans are a type of financing that is available to borrowers who are looking to purchase or refinance a high-value property. These loans, which are also known as portfolio loans, are typically offered by smaller, local banks and credit unions, rather than by large national banks.

One of the key features of super jumbo non-QM loans is that they are not subject to the same strict underwriting guidelines that apply to traditional mortgage loans. This means that borrowers who may not qualify for a traditional mortgage due to factors such as a low credit score or high debt-to-income ratio may still be able to obtain a super jumbo non-QM loan.

Up to
90%
LTV - Purchase
90%
LTV - Rate & Term
80%
LTV - CASH OUT
$150K up to $5M

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# Apply For Super Jumbo

Super Jumbo Loan

Super Jumbo loans typically offer much higher loan amounts than traditional mortgages. While the maximum loan amount for a traditional mortgage is generally around $510,400, super jumbo non-QM loans can be for much higher amounts, often reaching into the millions of dollars. This makes them a good option for borrowers who are looking to finance a high-value property, such as a luxury home or a large commercial building.

One of the potential drawbacks of super jumbo non-QM loans is that they often come with higher interest rates than traditional mortgages. This is because these loans are considered to be riskier by lenders, due to the lack of strict underwriting guidelines. However, for borrowers who are able to qualify for a super jumbo non-QM loan, the higher loan amounts and more flexible qualification standards can make them a good option.

Overall, super jumbo non-QM loans are a viable financing option for borrowers who are looking to purchase or refinance a high-value property, and who may not qualify for a traditional mortgage. While these loans may come with higher interest rates, they can provide access to the financing that is needed to purchase or refinance a high-value property.

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(866) 382-1466

Testimonials

"Mike Reeves was absolutely amazing. The best loan officer I could have asked for. He was there every single step of the process and answered all my questions immediately. I would HIGHLY recommend him to anyone looking to purchase! Great attitude, can do it spirit, and very k
"I recently had the pleasure of working with Lance Gebhart on my journey to becoming a first-time homeowner, and I cannot express my gratitude enough for the outstanding service he provided. From the initial stages of the homebuying process to well beyond the closing, Lance
"I had an incredible first experience with Groves Capital. I was thoroughly impressed with Kristin Howard's ability to consider all options to find solutions using her vast knowledge and experience. Despite a few challenges, she always put in the work to find a way forward be
"Very professional and spent the time and effort needed to complete the loan despite many obstacles Kristen Howard NEVER gave up and placed the loan"
"We just bought a house with the help of Chris Mishima! He was our realtor AND our mortgage broker, which are both difficult jobs separately, yet he did them both so well. The odds weren’t always in our favor, and Chris fought hard for us to get the best deal possible. We are
"Ashley was very helpful and was very pleasant to deal with!"
"Kristin was hands down the most dedicated and hard-working loan specialist I have ever witnessed. I have closed over 10 loans in the last 3 years, and Kristin was hands down the most experienced, knowledgeable and dedicated person I have ever seen. I personally had a pair

# Apply For Super Jumbo

Why Should You Choose Us?

We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our simple Hard Money Rate Quote.

  • Customer Focused
  • Minimal Documentation
  • In-Houses Controls
  • Best Loan Services
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(866) 382-1466
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# Apply For Super Jumbo

States We Lend In

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Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario. Give us a call to see what we can do for you.

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(866) 382-1466