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AirB&B Mortgages

Airbnb mortgages are a type of financing that is specifically designed for homeowners who are looking to use their property as a short-term rental on platforms like Airbnb. These mortgages, which are also known as vacation rental mortgages or short-term rental mortgages, are designed to meet the unique needs of homeowners who are looking to generate income from their property by renting it out on a short-term basis.

One of the key features of Airbnb mortgages is that they typically have more flexible qualification requirements than traditional mortgages. This is because lenders recognize that the income from short-term rentals can be more stable and predictable than traditional rental income. As a result, borrowers who may not qualify for a traditional mortgage due to factors such as a low credit score or high debt-to-income ratio may still be able to obtain an Airbnb mortgage.

Up to
80%
LTV - Purchase
80%
LTV - Rate & Term
75%
LTV - CASH OUT
40, 10Yr I/0
Year Fixed
IO Options
$150K up to $5M

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# Apply For AirB&B

AirB&B Mortgages

Another key feature of Airbnb mortgages is that they typically offer higher loan-to-value ratios than traditional mortgages. This means that borrowers can often finance a larger portion of the purchase price of the property with an Airbnb mortgage, which can be especially helpful for those who are looking to buy a property specifically for use as a short-term rental.

One potential drawback of Airbnb mortgages is that they may come with higher interest rates than traditional mortgages. This is because these loans are considered to be riskier by lenders, due to the unique nature of the short-term rental market. However, for borrowers who are able to qualify for an Airbnb mortgage, the higher loan amounts and more flexible qualification standards can make them a good option.

Overall, Airbnb mortgages are a useful financing option for homeowners who are looking to use their property as a short-term rental on platforms like Airbnb. While these loans may come with higher interest rates, they can provide access to the financing that is needed to purchase or refinance a property for use as a short-term rental.

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Testimonials

"Josh Settersten, was AMAZING to work with. Really really good at what he does. Professional, trustworthy, good listener and tries to get you the best deal out there. I learned so much about getting a mortgage from him. He delivered on all fronts. I am glad I had him in my co
"Josh helped tremendously throughout the entire process of purchasing our first home. He was excellent at communicating and overall exceeded our expectations. I would highly recommend working with Josh!"
"I can not say enough great things about Brandon Wunder! Our loan was complicated to say the least, and Brandon and his team were there with me every step of the way! With every problem he communicated and found a way to solve them. I was so nervous about this process and Br
"Groves Capital is the BEST!! Before purchasing my home, I spoke with several brokers and it was such a hassle. I mean seriously, the initial broker I was working with made me want to give up on buying a house entirely.. And then Groves Capital came along! This dream team rea
"Great company and an awesome team to make it happen an easy and smooth process thanks guys."
"I had the great pleasure of working with Josh. Not only was he super accommodating but he helped me every step of the way! For me personally, this was the first time I ever bought a home and I can certainly say that without Josh it would not have been as smooth! Thank you ag
"June An is the best! Super attentive, responds quickly, and is always there for you every step of the way. I’ve used him for both second home loan, primary home refi, and heloc loans and every time has been a wonderful experience. He acquired great rates, handled all of my q

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