Rental property loans are a type of financing that is specifically designed for borrowers who are looking to purchase a property for the purpose of generating rental income. These loans, which are also known as investment property loans or rental property mortgages, are provided by traditional banks and other financial institutions, and can be used to finance the purchase of a wide range of rental properties, including houses, apartments, and commercial buildings.

One of the key features of rental property loans is that they typically offer higher loan-to-value ratios than traditional mortgages. This means that borrowers can often finance a larger portion of the purchase price of the property with a rental property loan, which can be especially helpful for those who are looking to purchase a property with a high value.

Up to

85%

LTV - Purchase

85%

LTV - Rate & Term

80%

LTV - CASH OUT

30%

Year Fixed
IO Options

County specific

Price range

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# Rental Property Loan

Rental Property Loans

Another key feature of rental property loans is that they typically have more flexible qualification requirements than traditional mortgages. This is because the loan is secured by the rental income that the property is expected to generate, rather than by the borrower's personal credit history. As a result, borrowers who may not qualify for a traditional mortgage due to factors such as a low credit score or high debt-to-income ratio may still be able to obtain a rental property loan.

One potential drawback of rental property loans is that they may come with higher interest rates than traditional mortgages. This is because these loans are considered to be riskier by lenders, due to the fact that the borrower is relying on the rental income from the property to make the loan payments. However, for borrowers who are able to qualify for a rental property loan, the higher loan amounts and more flexible qualification standards can make them a good option.

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# Rental Property Loan

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# Rental Property Loan

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