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Rental Property

Rental property loans are a type of financing that is specifically designed for borrowers who are looking to purchase a property for the purpose of generating rental income. These loans, which are also known as investment property loans or rental property mortgages, are provided by traditional banks and other financial institutions, and can be used to finance the purchase of a wide range of rental properties, including houses, apartments, and commercial buildings.

One of the key features of rental property loans is that they typically offer higher loan-to-value ratios than traditional mortgages. This means that borrowers can often finance a larger portion of the purchase price of the property with a rental property loan, which can be especially helpful for those who are looking to purchase a property with a high value.

Up to
85%
LTV - Purchase
85%
LTV - Rate & Term
80%
LTV - CASH OUT
30%
Year Fixed
IO Options
County specific
Price range

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# Rental Property Loan

Rental Property Loans

Another key feature of rental property loans is that they typically have more flexible qualification requirements than traditional mortgages. This is because the loan is secured by the rental income that the property is expected to generate, rather than by the borrower's personal credit history. As a result, borrowers who may not qualify for a traditional mortgage due to factors such as a low credit score or high debt-to-income ratio may still be able to obtain a rental property loan.

One potential drawback of rental property loans is that they may come with higher interest rates than traditional mortgages. This is because these loans are considered to be riskier by lenders, due to the fact that the borrower is relying on the rental income from the property to make the loan payments. However, for borrowers who are able to qualify for a rental property loan, the higher loan amounts and more flexible qualification standards can make them a good option.

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(866) 382-1466

Testimonials

"Kristin Howard is absolutely best !!!!!!!!! She stayed on top of my deal until closing date.Cant ask for better service . Thank you Kristin"
"Susan is the BEST! I have done several transactions with her and she has always been so helpful and made the process so easy. These can be stressful but with Susan it is always simple. Highly recommend!"
"We had the pleasure of working with Angel Pierro. He was supportive during this entire process and we would 100% use him again! Highly recommend!"
"I am so grateful to Maricris Duke for being so wonderful and helpful during the entire process. As a first time home buyer, I had a lot of questions and doubts but Maricris was there to answer and explain everything to me. Thank you for all the help to get the loan and ass
"We had a very nice experience and had a quick aprroval!"
"Josh Settersten, was AMAZING to work with. Really really good at what he does. Professional, trustworthy, good listener and tries to get you the best deal out there. I learned so much about getting a mortgage from him. He delivered on all fronts. I am glad I had him in my co
"Josh helped tremendously throughout the entire process of purchasing our first home. He was excellent at communicating and overall exceeded our expectations. I would highly recommend working with Josh!"

# Rental Property Loan

Why Should You Choose Us?

We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our simple Hard Money Rate Quote.

  • Customer Focused
  • Minimal Documentation
  • In-Houses Controls
  • Best Loan Services
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(866) 382-1466
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# Rental Property Loan

States We Lend In

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Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario. Give us a call to see what we can do for you.

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(866) 382-1466