# Mortgage Basics

VA Veterans Affairs

The Department of Veterans Affairs (VA) is a federal agency that provides a range of benefits and services to military veterans, including health care, education, and home loan benefits. The VA's home loan benefit, which is known as the VA Home Loan Program, is designed to help military veterans and their families buy, build, or improve a home.

One of the key benefits of the VA Home Loan Program is that it offers military veterans and their families the opportunity to buy a home with no down payment. This can be especially helpful for veterans who may not have a lot of savings or other assets, as it allows them to buy a home without having to come up with a large down payment.

Up to
100%
LTV - Purchase
100%
LTV - Rate & Term
100%
LTV - CASH OUT
30%
Year Fixed
IO Options
County specific
Price range

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# Apply For VA Loan

Who is eligible for a VA Loan?

In order to be eligible for a VA loan, a borrower must be a military veteran who meets certain eligibility requirements. These requirements include:

  • Having served a minimum amount of time in the military, depending on the era in which the veteran served. In general, veterans who served during wartime must have served at least 90 consecutive days of active duty, while veterans who served during peacetime must have served at least 181 days of active duty.
  • Receiving an honorable discharge from the military. Veterans who were discharged under dishonorable conditions or who were separated from the military for other reasons may not be eligible for a VA loan.
  • Meeting certain income and credit score requirements. In general, VA loan borrowers must have a sufficient income to support the mortgage payments and must have a credit score that is high enough to qualify for a mortgage. The specific income and credit score requirements will vary depending on the lender and the borrower's individual circumstances.

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(888) 611-0998

Testimonials

"Groves Capital is truly the best in the country. Their team is exceptional, providing outstanding service with unmatched professionalism. Highly recommended!"
"Kristin Howard & Travis Welfle were amazing. They were very responsive and diligent. Kristin walked me through the whole process and made the experience less stressful than I had anticipated. Thank you!"
"I have financed multiple properties with these guys, and it's been amazing every time. The process was seamless. And I got the best possible rate. They are incredibly professional and efficient. Highly recommended."
"John Murdock was such a pleasure to work with he went above and beyond to be sure everything was transparent. He made sure we had the knowledge on what to expect through the loan process. he is definitely an asset to your company. Will definitely use him again when needing f
"We felt very supported in our loan and made the process very easy. Thank you to Chris and his team for the excellent communication and support."
"Josh Settersten is fantastic!! My husband I had the pleasure working with Josh via our first home buying experience, and he made it such an easy process! He was always quick to respond to any of our questions and kept us updated throughout the entire process. We are beyond g
"I worked with Kristin Howard to refi my home and she made the process so easy! She is very knowledgeable and experienced and was able to answer all of my questions. She got me a great rate and saved me a ton of money. I highly recommend Groves Capital for your home loan need
"Desmond, Experience in finding the right solution to getting a home loan was outstanding. His commitment to detail shows that he has his clients best interest at hand. Trust is the most important things when it come to getting a loan and providing personal information. Thank
"Mike Reeves was absolutely amazing. The best loan officer I could have asked for. He was there every single step of the process and answered all my questions immediately. I would HIGHLY recommend him to anyone looking to purchase! Great attitude, can do it spirit, and very k
"I recently had the pleasure of working with Lance Gebhart on my journey to becoming a first-time homeowner, and I cannot express my gratitude enough for the outstanding service he provided. From the initial stages of the homebuying process to well beyond the closing, Lance

# Apply For FHA

Why Should You Choose Us?

We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our simple Hard Money Rate Quote.

  • Customer Focused
  • Minimal Documentation
  • In-Houses Controls
  • Best Loan Services
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(888) 611-0998
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# Apply Now!

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Whether you’re looking to purchase a new home or refinance your existing home,Groves Capital can provide all the help you need.

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