# Mortgage Basics

HELOC Loans

Looking to tap into the equity in your home? Look no further than Groves Capital's HELOC Loan Program.

With our program, you can access the funds you need, when you need them, with flexible repayment options and competitive interest rates. Our HELOC Loan Program is designed to help you make the most of your home's equity, whether you're looking to make home improvements, consolidate debt, or cover unexpected expenses. 

Plus, with our fast and easy application process, you could be approved in as little as 7 days. Contact us today to learn more about how our HELOC Loan Program can help you achieve your financial goals.

    Up to
    85%
    Cash Out
    $20k to $400k
    1 Unit SFR, Condo, PUD
    50%
    Maximium DTI
    5, 10, 15 & 30
    Year
    Options
    Fast 5 to 7 Day
    Closings

    Apply Now!

    # Apply For Home Equity Line Of Credit

    HELOC vs. Regular Home Loans?

    A home equity line of credit (HELOC) is a type of revolving credit that allows homeowners to borrow against the equity in their home. Equity is the difference between the current market value of the home and the outstanding mortgage balance. With a HELOC, homeowners can access funds up to a pre-approved limit and borrow money as needed, similar to how a credit card works. 

    The interest rate on a HELOC is typically variable and may be based on the prime rate or another benchmark. Homeowners can use the funds from a HELOC for a variety of purposes, such as home improvements, debt consolidation, education expenses, or other major expenses. 

    As with any type of borrowing, it's important to carefully consider the terms and conditions of a HELOC and to only borrow what you can afford to repay.

    Apply Now
    (888) 611-0998

    Testimonials

    "I have financed multiple properties with these guys, and it's been amazing every time. The process was seamless. And I got the best possible rate. They are incredibly professional and efficient. Highly recommended."
    "John Murdock was such a pleasure to work with he went above and beyond to be sure everything was transparent. He made sure we had the knowledge on what to expect through the loan process. he is definitely an asset to your company. Will definitely use him again when needing f
    "We felt very supported in our loan and made the process very easy. Thank you to Chris and his team for the excellent communication and support."
    "Josh Settersten is fantastic!! My husband I had the pleasure working with Josh via our first home buying experience, and he made it such an easy process! He was always quick to respond to any of our questions and kept us updated throughout the entire process. We are beyond g
    "I worked with Kristin Howard to refi my home and she made the process so easy! She is very knowledgeable and experienced and was able to answer all of my questions. She got me a great rate and saved me a ton of money. I highly recommend Groves Capital for your home loan need
    "Desmond, Experience in finding the right solution to getting a home loan was outstanding. His commitment to detail shows that he has his clients best interest at hand. Trust is the most important things when it come to getting a loan and providing personal information. Thank
    "Mike Reeves was absolutely amazing. The best loan officer I could have asked for. He was there every single step of the process and answered all my questions immediately. I would HIGHLY recommend him to anyone looking to purchase! Great attitude, can do it spirit, and very k
    "I recently had the pleasure of working with Lance Gebhart on my journey to becoming a first-time homeowner, and I cannot express my gratitude enough for the outstanding service he provided. From the initial stages of the homebuying process to well beyond the closing, Lance

    # Apply For HELOC

    Why Should You Choose Us?

    We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our simple Hard Money Rate Quote.

    • Customer Focused
    • Minimal Documentation
    • In-Houses Controls
    • Best Loan Services
    Apply Now
    (888) 611-0998
    About Image 2

    # Apply Now!

    Our Core Purchasing Service

    Whether you’re looking to purchase a new home or refinance your existing home,Groves Capital can provide all the help you need.

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