Groves Capital empowers licensed MLOs to run their business with unmatched flexibility, compensation, and technology. With over 500+ brokers nationwide, we provide the tools, systems, and support you need to scale your income, streamline your closings, and operate like a modern-day mortgage franchise. We deliver faster closings, 24/7 updates, dedicated support teams, and exclusive lender access—supporting you to scale efficiently whether you're handling 3 loans or 30 per month.
Set your own commission structure (0.5% to 3%)
Work remotely with full independence 1099 Contractor
160+ approved wholesale lenders
Residential, commercial, reverse, DSCR, fix & flip, hard money, and more
Choose your underwriter, change mid-transaction
Choose buying or refinancing to start your journey.
Automation & AI
Built-in: Automations done-for-you inside Groves Capital CRM
Pricing Engine: Lender Price
Commission-based processors available ($795 flat fee)
Communicate via Zoom, chat, and real-time milestone updates
• Custom branded MLO website with:
• About Me section
• Google Reviews integration
• Prequal form link
• Direct link to Lending Pad application
• Fully connected to your CRM for lead capture and tracking
• Groves-built CRM with mortgage-specific pipeline milestones
• Task & reminder system for deals in progress
• Email templates, automation, and calendar booking
• Access to Lending Pad for LOS and Lender Price pricing engine for loan scenarios
• 🧠 Mortgage Mommy – AI processor assistant (borrower follow-up, doc requests, status updates)
• 📈 Deal Daddy – AI sales bot (lead nurture, pre-app touchpoints, post-funding reviews
• 📣 AI Social Media Boost – 3 branded posts/week on Instagram, Facebook, and LinkedIn
• Full CRM access with option to add on SMS automations and smart workflows
• Internal dashboard for loan pipeline, lead stages, and communication history
• Mobile + desktop messaging dashboard
• Automates document requests and borrower updates
• Handles title/escrow coordination
• Provides 24/7 client communication
• Automates lead follow-up sequences
• Sends pre-approval updates and appraisal notices
• Manages post-close review requests
• Real-time loan tracking at a glance
• Condition and milestone visibility
• Processor notes + communication history
Based on 47 reviews, Groves Capital holds a 4.8 out of 5-star rating on Glassdoor.
Every reviewer would recommend Groves Capital to a friend, highlighting our positive workplace culture.
Our leadership is fully endorsed by our team, reflecting trust and confidence in our direction.
—Mortgage Loan Officer, FL
Based on 47 reviews, Groves Capital holds a 4.8 out of 5-star rating on Glassdoor
Every reviewer would recommend Groves Capital to a friend, highlighting our positive workplace culture
Our leadership is fully endorsed by our team, reflecting trust and confidence in our direction
Freedom, it's similar to owning your own brokerage without the
cons... They give you the tools to succeed and the freedom to do
so in the way you want to.
- Branch Manager, San Diego
Great training. Over 160 lenders to work with. Diverse loan options
for everyone. Great leadership with an open door policy.
- Mortgage Loan Officer, Florida
Awesome company for the seasoned MLO.
- Mortgage Loan Officer, Texas
Explore More Reviews: Discover more about our team's experiences on our Glassdoor profile.
Our founders came from the big banks. We saw talented originators getting underpaid and over-managed. That's why we built a model where YOU keep control, set your comp, and get the support you actually need. We offer a flat fee model, raw pricing, and 100% transparency 4no tiers, no BS
Based on 47 reviews, Groves Capital holds a 4.8 out of 5-star rating on Glassdoor
Every reviewer would recommend Groves Capital to a friend, highlighting our positive workplace culture
Our leadership is fully endorsed by our team, reflecting trust and confidence in our direction
Freedom, it's similar to owning your own brokerage without the cons... They give you the tools to succeed and the freedom to do so in the way you want to.- Branch Manager, San Diego
Great training. Over 160 lenders to work with. Diverse loan options for everyone. Great leadership with an open door policy.- Mortgage Loan Officer, Florida
Awesome company for the seasoned MLO.- Mortgage Loan Officer, Texas
Explore More Reviews: Discover more about our team's experiences on our Glassdoor profile.
Our founders came from the big banks. We saw talented originators getting underpaid and over-managed. That's why we built a model where YOU keep control, set your comp, and get the support you actually need. We offer a flat fee model, raw pricing, and 100% transparency 4no tiers, no BS
Our team will contact qualified candidates to discuss opportunities and next steps in joining the Groves Capital team.
Required Qualifications:
Active MLO license (NMLS)
Minimum 1 year experience preferred
Self-driven and ready to grow your business
Review our transparent compensation structure.
Schedule a personalized consultation
Begin your journey with Groves Capita and access our full suite of tools and watch your business efficiency and volume grow.
Contact: [email protected]
Phone: 888-611-0998
4883 Ronson Court, Suite A, San Diego, CA 92111
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