Groves Capital empowers licensed MLOs to run their business with unmatched flexibility, compensation, and technology. With over 500+ brokers nationwide, we provide the tools, systems, and support you need to scale your income, streamline your closings, and operate like a modern-day mortgage franchise. We deliver faster closings, 24/7 updates, dedicated support teams, and exclusive lender access—supporting you to scale efficiently whether you're handling 3 loans or 30 per month.
Set your own commission structure (0.5% to 3%)
Work remotely with full independence 1099 Contractor
160+ approved wholesale lenders
Residential, commercial, reverse, DSCR, fix & flip, hard money, and more
Choose your underwriter, change mid-transaction
FHA Loans, VA Loans, Conventional, Jumbo
ITIN Loans, Mobile Home & Manufactured Housing, Interest-Only & Reverse Mortgages, Hard Money & Commercial Loans, LLC Closings & Foreign National options
DSCR Loans, Fix & Flip, Multi-Family, Construction
Bank Statement Loans, P&L / Stated Income, No Ratio DSCR
Our comprehensive loan offerings ensure you can serve every client need, from traditional homebuyers to complex investor scenarios.
Choose buying or refinancing to start your journey.
Automation & AI
Built-in: Automations done-for-you inside Groves Capital CRM
Pricing Engine: Lender Price
Commission-based processors available ($795 flat fee)
Communicate via Zoom, chat, and real-time milestone updates
• Automates document requests and borrower updates
• Handles title/escrow coordination
• Provides 24/7 client communication
• Automates lead follow-up sequences
• Sends pre-approval updates and appraisal notices
• Manages post-close review requests
• Real-time loan tracking at a glance
• Condition and milestone visibility
• Processor notes + communication history
• Lead & contact tracking
• Prebuilt loan milestone pipeline
• Email automation + templates
• Calendar booking tool
• Deal notes, reminders, and task tracking
• GCI loan history import
• ❌ No texting/SMS features
• SMS inbox + business texting number
• Smart text follow-up workflows
• Auto-replies (e.g. missed call = instant text)
• Text templates & full message history
• Auto-replies (e.g. missed call = instant text)
• Mobile + desktop messaging dashboard
• Voice AI Agent: $499/month - AI receptionist answers calls, books demos, and routes leads
• Social Media Boost: $499/month - Instagram + LinkedIn content posting w/ branded visuals
• LendingPad Sync: $250 (onetime) - Pipeline syncing to LendingPad (launching Summer 2025)
• Mortgage Mommy: $149/month - AI processor: borrower texting, doc chasing, loan updates
• Deal Daddy: $149/month - AI closer: lead nurture, pre-app follow-up, post-funding review outreach
Based on 47 reviews, Groves Capital holds a 4.8 out of 5-star rating on Glassdoor.
Every reviewer would recommend Groves Capital to a friend, highlighting our positive workplace culture.
Our leadership is fully endorsed by our team, reflecting trust and confidence in our direction.
—Mortgage Loan Officer, FL
Based on 47 reviews, Groves Capital holds a 4.8 out of 5-star rating on Glassdoor
Every reviewer would recommend Groves Capital to a friend, highlighting our positive workplace culture
Our leadership is fully endorsed by our team, reflecting trust and confidence in our direction
Freedom, it's similar to owning your own brokerage without the
cons... They give you the tools to succeed and the freedom to do
so in the way you want to.
- Branch Manager, San Diego
Great training. Over 160 lenders to work with. Diverse loan options
for everyone. Great leadership with an open door policy.
- Mortgage Loan Officer, Florida
Awesome company for the seasoned MLO.
- Mortgage Loan Officer, Texas
Explore More Reviews: Discover more about our team's experiences on our Glassdoor profile.
Our founders came from the big banks. We saw talented originators getting underpaid and over-managed. That's why we built a model where YOU keep control, set your comp, and get the support you actually need. We offer a flat fee model, raw pricing, and 100% transparency 4no tiers, no BS
Our team will contact qualified candidates to discuss opportunities and next steps in joining the Groves Capital team.
Required Qualifications:
Active MLO license (NMLS)
Minimum 1 year experience preferred
Self-driven and ready to grow your business
Review our transparent compensation structure.
Schedule a personalized consultation
Begin your journey with Groves Capita and access our full suite of tools and watch your business efficiency and volume grow.
Contact: [email protected]
Phone: 888-611-0998
4883 Ronson Court, Suite A, San Diego, CA 92111
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