What type of loan program is best for me?

The many different types of home loans available can seem overwhelming. Should you choose a fixed rate, adjustable rate, or government loan mortgage? The truth is there is no right answer. Choosing a loan type is an important decision that is best made after you have researched your options. Remember, taking the time to explore your options now can mean saving thousands of dollars in the long run. Find out which loan program is best for you.

Ask yourself the following questions to determine what loan type is right for you:

  • Do you expect your financial situation to change over the next few years?
  • Do you plan to live in your current home for a long time?
  • Do you feel comfortable with the idea of a changing mortgage amount?
  • Do you want to be free of mortgage debt by the time your children go to college or you retire?

A professional lender is the best resource available to help you decide which loan best fits your needs. Follow the general guidelines outlined below to get started selecting the best mortgage for your home.

  • How many years do you plan to stay in your home?
  • 1-3
  • 3-5
  • 5-7
  • 7-10
  • 10+
  • Plan(s) to Consider
  • 3/1 ARM or 1-year ARM
  • 5/1 ARM
  • 7/1 ARM
  • 10/1 ARM or 30-year fixed
  • 30-year fixed or 15-year fixed

LET OUR FAMILY HELP YOURS

About Us

We’ve been helping customers afford the home of their dreams for many years and we love what we do.

Company NMLS: 1678775
www.nmlsconsumeraccess.org

Approved States

AR, AZ, CA, CO, FL, GA, HI, ID, NJ, OH, OR, PA, SC, TN, TX, VA, WA, WY

Contact Us

4025 Stonebridge Ln
Rancho Santa Fe, CA 92091
Phone: 1-888-611-0998

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