Long Term Rental Mortgage

Groves Capital Makes Home Loans Easy

Click the button if you would like to apply for a loan now. Our application process is quick, easy, and most of all free. We never charge a client for a pre-qaulification application.

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Long Term Rental Mortgage

Groves Capital provides easy to access, long term rental mortgages for up to 30 years & short-term rental financing for rental properties with fast and easy approvals, flexible loan options and expert guidance from an industry-leading team. Airbnb and VRBO properties welcome.

Obtaining rental property loans in today’s market requires easy qualification and quick approvals. Qualify in one of many ways, with the option of using the cash flow of the properties you own versus your personal income.

This is also known as a debt-service coverage ratio (DSCR) mortgage. It allows Groves Capital to offer an easy, low documentation process (no tax returns or employment verification) with no cash reserve requirements, making it easier and faster to invest in long or short term rental properties.

Whether you’re buying your first long term rental investment or growing your portfolio, we’ll help you find the right loan for your financial situation.

With the recent growth in rental property values and rent prices, high occupancy rates, the long term SFR rental industry has become immensely attractive to both new and experienced real estate investors.

Purchasing a new property, refinance an existing property you own, or free up cash in your existing rental portfolio, we have the flexible options specifically designed to support real estate investors wanting to grow and scale their rental portfolios.

Our loans are available in all 50 states, making it simple for you to invest remotely and manage a multi-market portfolio.


Long Term Rental Mortgage Rates & Terms

PROPERTY TYPES
Single family, condos, townhomes, multi-family 2-4 units

LOAN AMOUNTS
$75,000 – $2,000,000

LTV
Up to 80% of the value

TERM
5 & 7 year ARM and 30-Year Fixed-Rate Rental Loans

Income calculated on the property, not the borrower
Fixed or Adjustable options on 30 year terms

Get Your Mortgage Going

Welcome to Groves Capital
The Nations Premier Home Loan Lender

Groves Capital is a family-owned business based in San Diego, CA. We know that each client has unique needs; we’ve built a reputation of being able to deliver a broad menu of options to our clients while maintaining great service and timely delivery.

Today’s technology is providing a more productive and real-time environment. For example, through our website, you can submit a complete and secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.  Additionally, you can search for properties through our interactive MLS portal.  In the complex world of lending; our goal is to make it as simple as possible.

Let Our Family Help Yours