Bank Statement Mortgage

Groves Capital Makes Home Loans Easy

Click the button if you would like to apply for a loan now. Our application process is quick, easy, and most of all free. We never charge a client for a pre-qaulification application.

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Self Employed Bank Statement Mortgage

No Tax Returns are Required! Flexible Bank Statement Mortgages for Self Employed, Gig Workers, Business Owners, Entrepreneurs, Freelancers, and Independent Contractors.

We know traditional mortgages are a challenge for self-employed and independent workers because tax returns don’t always reflect your full income and financial status. Instead, you can qualify based on your bank statements – either business or personal. Essentially, you qualify with your REAL income.

Are you self-employed? Or, maybe you do not traditionally receive pay stubs or show net income on tax returns when you’re trying to qualify for a mortgage. Not having these documents can make getting approved difficult, even if you have perfect credit.

Our Bank Statement Mortgage programs allow self-employed borrowers to purchase a home loan without showing net income on taxes, or any pay stubs. We look at your income over 12 to 24 months using bank statements, and if you meet our lending criteria, you can purchase a home with competitive rates and terms.


Self Employed Bank Statement Mortgage

Rates & Terms

Single family, condos, townhomes, multi-family 2-4 units

$75,000 – $2,000,000

Up to 80% of the value

Fixed or Adjustable options on 30 year terms

Loans are available to individuals with or without stated income, trusts, corporations, and limited partnerships.

Get Your Mortgage Here

Welcome to Groves Capital Inc.
The Nations Premier Home Loan Lender

Groves Capital Inc. is a family-owned business based in San Diego, CA. We know that each client has unique needs; we’ve built a reputation of being able to deliver a broad menu of options to our clients while maintaining great service and timely delivery.

Today’s technology is providing a more productive and real-time environment. For example, through our website, you can submit a complete and secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.  Additionally, you can search for properties through our interactive MLS portal.  In the complex world of lending; our goal is to make it as simple as possible.

Let Our Family Help Yours